Annuities

3 Reasons for doing an Annuity:

1. Safety

2. Safety

3. Safety

There are lots of great reasons to own a Fixed annuity.

The main reason is

SAFETY

Here are a few other reasons:

  • Typically a better return on your investment than a Certificate of Deposit.
  • You NEVER LOSE money like with mutual funds, stocks and bonds.*
  • If structured properly, they can provide a guaranteed lifetime income.
  • Some offer additional benefits for Nursing home care.
  • They avoid probate.
  • A properly structured annuity can be used to avoid creditors.
  • Can be structured so they can not be taken by a Nursing Home.
  • Liquidity, you have access to money without penalty. Make sure to always ask how

*NOTE: Avoid Variable Annuities. They can be risky.

Too many senior adults are invested in risky places like stocks and bonds, which can lose money. One couple told me they were relieved that they did not have to watch the financial news wondering if they might lose money today. They now have peace of mind. There are hundreds of options and I can help you determine if there is one right for you, so you too can have peace of mind.