Count Your Blessings
Several mornings each week I play tennis. I play early so I can shower and get about my workday. For nearly two decades I’ve sat by my locker and listened to the classic locker room banter which generally includes things like sports, politics, travel plans and health...
Beware of Phone Calls
Now until the end of March is Medicare’s Open Enrollment Period (OEP). Not to be confused with the Annual Enrollment Period that occurs between October 15 and December 7th. During the OEP, companies and agents are not allowed to advertise and let you know that you...
Find Your Piece of Mind
Last week there was a lady in my office that had a strong opinion about Medicare Advantage. She commented that there is no way she would want a Medicare Advantage plan. Okay, I am here to serve and do what the client is most comfortable with, but I had to ask why she...
Concerns About Medicare Changes
Medicare’s Annual Enrollment Period is just around the corner. The flood gates open on October 15 and for the seven weeks following that Adams Insurance (and all agents in the Medicare world) will be Busy with a capital “B”. The government will make new plan...
Medicare Changes Coming for 2025
I read an article today that made me say, “Oh come on! Give me a break.” The government is telling us that inflation peaked at about 6% last year and has currently “cooled” to 3%. They must think I’m an idiot. My homeowner’s insurance is up 30% this year, my electric...
Medicare Advantage Saves Medicare Beneficiaries an Average of $2500 Annually
Earlier today a client prospect asked me a question, “Why should I choose a Medicare Advantage plan over a Medicare Supplement.” Inevitably, the question is followed with, “My friends told me to avoid a Medicare Advantage. They aren’t any good.” Hmm... Interesting....
Dangerous Undertow in Medicare Advantage
Undertow As an early teen, I lived in Norfolk Virginia. My dad was in the Navy, so we lived on or near base all my young life. As a kid in Norfolk, I spent a lot of time on one of the beaches of Chesapeake Bay. On a rare and special occasion, I would get to go to the...
Speaking of Eclipse…
When I began writing this, I was sitting on my back porch in anticipation of the total solar eclipse, just as many of us in Central Indiana were doing. According to Google, the next eclipse visible from my back porch will be in 2153. I suppose I better not miss this...
Ironic Life Lessons
With today’s blog I want to give you, the reader, a heads up. I will be departing from my typical Medicare educational content and will address an important topic, valuable for everyone. Here goes. Ironic moments in our life can be fun. For example, you think to...
Enrollee’s Opinion of Medicare Advantage
Don’t ask Friends and Family for Advice Earlier this week a new Medicare client and long-time friend came to see me. I helped her enroll in a Medicare Advantage plan. She is in excellent health and has no reason to believe poor health is anywhere in sight. So why was...